Billy Bray

President at Outsourced Risk Managers

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When was the last time you had your commercial insurance reviewed by an insurance expert and an attorney at no cost to you and no obligation? Let’s find out if you have the right commercial/industrial insurance coverage at the right cost. 281.222.4585

I partner with Hale Stewart Law, a comprehensive risk management attorney to ensure that my clients are getting the best possible coverage at the best possible price. Hale and I will analyze your commercial insurance policies with absolutely no obligation to you. If your insurance is exactly what you need, we will let you know. If not, we will give you our expert recommendations.

We specialize in middle-market heavy commercial and industrial companies.

– Fleet Services; Solid & Liquid Waste, Oilfield, Industrial; Hydro excavators; Vacuum trucks
– Heavy Commercial and Industrial
– Real Estate Investors; Apartments, Commercial, Large Single Family Portfolios 

President: Outsourced Risk Managers

My partner, Hale Stewart (Risk Management Attorney), and I will analyze your current commercial insurance policies at no cost or obligation. We assess if you have what you need and at the right cost. Why? We find that about 95% of the time we find an issue with their current insurance. We work to give you more for less. If you have a claim, we want to make sure your claim gets paid. We specialize in middle market heavy commercial industrial industries, gulf coast property, multi-family and hospitality risks especially.

Let us make sure you have the right insurance at the right price. We pride ourselves on our customer service.

– Same day Certificate of Insurance
– No last minute renewal meetings
– Same day response time

One size
Does not fit all…

When you have a complicated business, multiple insurance policies, or are in a high-risk category, it takes a white glove approach to not only get you great coverage at low rates but to provide on-going: Quarterly meetings, safety trainings, risk management audits and walk-throughs, and more.

We take the burden off of your human resources and risk management team so that you can focus on your core business.

The Four Quadrants of Risk Management


Our brokerage department excels in hard to place risks with underwriting relationships across the US and overseas placing those risks with the best coverage and pricing models in the marketplace.


We take a strategic approach to the mechanics of your insurance program and help companies with thoughtful and specific ways to create a competitive advantage while guaranteeing protection.

Captive Insurance

Our in-house legal counsel has decades of experience in captive insurance. We have seen it all and understand how to specifically craft the right captive program for the needs of your company.

Risk Management

Our proactive approach to risk management is one tool we use to help companies drive down their costs while maintaining the safest possible work environment for their employees.

Find out if Captive Insurance is right for you.  Learn how businesses are using captive insurers to supplement their existing risk management plan.

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Author: Houston Young Professionals

Freddy Goerges CEO and Founder of Houston Young Professionals Chamber of Commerce and Editor / Publisher of Events in Houston a Business Directory and Events Publication Website